Many community organizations struggle to cover day-to-day operating costs. Rent, insurance, admin support, and basic supplies often fall outside traditional “project-only” grants. The Community Investment Fund (CIF) in New Brunswick is one of the few provincial programs that can support operational and administrative costs when they are tied to a clear community-benefit project.
This guide explains how Community Investment Funds work, what operating costs are allowed, and how to structure your application so those expenses are eligible.
The Community Investment Fund is delivered by the Government of New Brunswick’s Regional Development Corporation. It supports not-for-profit organizations that deliver projects with clear social or economic benefits for their community.
CIF is project-based funding, but its definition of “eligible costs” is broader than many business or innovation grants. That’s where operational and administrative expenses come in.
The Community Investment Fund allows certain operating and administrative costs when they are directly tied to the approved project. This is a critical condition.
Eligible cost categories can include:
CIF does not fund general overhead that cannot be clearly linked to the approved project. For example, ongoing executive salaries or unrelated office expenses are usually not eligible.
This is where many applications succeed or fail.
Instead of listing “administration – $5,000,” break it down:
Reviewers need to see why the cost exists and how it supports the community outcome.
CIF does not exist to keep organizations afloat. It exists to:
Frame admin costs as tools that make those outcomes possible.
If you request more than $7,500:
Tools like GrantHub’s eligibility matcher can help you confirm whether your cost structure fits CIF rules before you apply.
Before budgeting operational costs, be aware of these limits:
Violating these rules is a common reason for rejection or funding clawbacks.
Listing overhead without explanation
Vague admin lines with no link to project delivery are often removed.
Assuming all operating costs qualify
Only costs tied directly to the approved project are eligible.
Ignoring reimbursement timing
CIF funding may be paid after expenses are incurred, which affects cash flow.
Stacking provincial funding improperly
CIF restricts receiving other provincial funding for the same project.
Q: Can the Community Investment Fund pay for staff salaries?
Yes, but only for staff time directly related to delivering the approved project. General management salaries are usually not eligible.
Q: Is CIF funding repayable or non-repayable?
CIF is generally structured as a contribution. Reimbursement rules apply, especially for amounts over $7,500.
Q: Can CIF cover rent and utilities?
It can, if those costs are directly linked to the project activities and timeframe.
Q: How long does it take to receive funding?
Timelines vary. Many recipients are reimbursed after costs are incurred and approved, not upfront.
Q: Do community events and festivals qualify?
Yes. Events and festivals are eligible if they enhance community identity and deliver social or economic benefits.
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