Ontario Home Renovation Grants (2026): What’s Actually Available Right Now

By GrantHub Research Team · · Lire en français

Ontario Home Renovation Grants (2026): What’s Actually Available Right Now

If you’re searching for Ontario home renovation grants, the options in 2026 are more limited than they were a few years ago — but they’re not gone. Ontario has shifted toward targeted energy-efficiency rebates and income-qualified programs, while some popular federal programs have closed. As of March 6, 2026, homeowners can still access real money for insulation, heat pumps, windows, and other upgrades if they meet the right criteria.

This page is a 2026 update hub. It focuses on what’s open now, what’s closed, and which programs are actually worth your time in Ontario.


Ontario Home Renovation Grants and Rebates You Can Still Apply For

Below are the main Ontario home renovation grants and rebate programs that are active or relevant in 2026. Most are tied to energy efficiency rather than cosmetic renovations.

Home Renovation Savings Program (Ontario-wide)

This is the core Ontario-wide option right now.

What it covers

  • Insulation (attic, wall, basement)
  • Heat pumps (air-source and cold-climate models)
  • Windows and doors
  • Smart thermostats
  • Solar panels
  • Expanded in late 2025 to include certain energy-efficient appliances

How much you can get

  • Rebates vary by upgrade and utility territory
  • Insulation and heat pump rebates often total several thousand dollars when bundled
  • Rebates are applied after installation

Who’s eligible

  • Homeowners in Ontario
  • Existing homes (not new builds)
  • You must use eligible products and, in most cases, registered contractors

This program launched January 28, 2025, and continues into 2026.


Oil to Heat Pump Affordability Program (Federal, Available in Ontario)

If your home still uses oil heat, this is one of the largest grants still available.

Funding amount

  • Up to $10,000 toward switching from oil heating to an eligible heat pump

Who qualifies

  • Low- to median-income households
  • Primary residence
  • Must be replacing an oil heating system

What it covers

  • Heat pump equipment
  • Installation costs
  • Some electrical upgrades related to the switch

This is a grant, not a loan, and it remains open in Ontario as of 2026.


Home Winterproofing Program (Income-Qualified, Ontario)

This program focuses on free upgrades, not rebates.

What you get

  • Insulation
  • Draft proofing
  • Minor energy-efficiency improvements
  • Installation at no cost if you qualify

Eligibility

  • Household income below set thresholds
  • Program availability depends on region and delivery partners
  • Priority given to homes with high energy burden

This is one of the few programs where you don’t need upfront cash.


Toronto Home Energy Loan Program (HELP)

This is not a grant, but many Toronto homeowners still use it.

How it works

  • Low-interest loan for energy-efficient renovations
  • Repayable through your property tax bill
  • Covers insulation, heat pumps, windows, and solar

Applications remain open in 2026.


Major Ontario Home Renovation Programs That Are Now Closed

Many homeowners still search for these, but they are no longer available:

  • Canada Greener Homes Grant

    • Final document deadline: December 31, 2025
    • No new applications
  • Canada Greener Homes Loan

    • Applications closed: October 1, 2025
    • No replacement loan announced as of March 2026

If a contractor tells you these are still open, double-check before committing.


How Ontario Home Renovation Grants Really Work in 2026

Most Ontario home renovation grants now:

  • Focus on energy savings, not general renovations
  • Require eligible products and contractors
  • Pay out after the work is completed
  • Can often be combined if rules allow

Tools like GrantHub’s eligibility matcher can help you filter programs by province, income level, and renovation type in seconds, especially when rules differ by utility or city.


Common Mistakes to Avoid

  1. Assuming every renovation qualifies
    Kitchens, bathrooms, and roofing usually don’t qualify unless tied to energy efficiency.

  2. Missing pre-approval steps
    Some rebates require registration or assessments before work starts.

  3. Using non-eligible contractors or products
    This is one of the most common reasons applications are rejected.

  4. Relying on outdated program info
    Many Ontario home renovation grants changed or closed in 2025.


Frequently Asked Questions

Q: Are there free home renovation grants in Ontario?
Yes, but only for income-qualified households. Programs like the Home Winterproofing Program offer free upgrades if you meet income and housing criteria.

Q: Can seniors get special home renovation grants in Ontario?
Some municipal and non-profit programs prioritize seniors, but most provincial programs are income- or energy-based, not age-based.

Q: Do Ontario home renovation grants cover windows and doors?
Yes. The Home Renovation Savings Program includes rebates for eligible windows and doors installed by approved contractors.

Q: Can I combine multiple rebates?
Sometimes. Stacking is allowed in certain cases, but you must follow each program’s rules carefully.

Q: Are there grants for rental properties?
Most programs target owner-occupied homes, but some energy programs allow small residential rental properties.

After the FAQs: GrantHub tracks 2,500+ active grant programs across Canada — check which ones match your business or household profile.


You may also find these helpful:

  • Funding Opportunities Ontario
  • Money From Ontario Government 2025
  • Saskatchewan Grants for Home Renovations

Next Steps

Ontario home renovation grants still exist in 2026, but they’re more targeted and more technical than before. The right program depends on your income, heating system, city, and the type of upgrade you’re planning. GrantHub helps you sort through what’s open, what’s closed, and what actually fits your situation — without relying on outdated information.

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