Homeowner Grant Application in Canada (2025–2026): What’s Open, What’s Closed, and How to Apply

If you’re searching for a homeowner grant application in Canada right now, timing matters. Several popular federal programs closed in late 2025, while new and provincial options are active in 2026. Knowing which grants are still available — and how the application process works — can save you thousands on eligible renovations.

Homeowner Grant Application Options Available in 2025–2026

Here’s a clear breakdown of the main programs Canadian homeowners ask about, including what’s open, what’s closed, and how applications work today.

Federal Programs

Canada Greener Homes Grant (Closed)
- Status: Closed
- Last document deadline: December 31, 2025
- Grant amount: Up to $5,000 for energy-efficient retrofits
- Notes: No new homeowner grant applications are being accepted. The related Greener Homes Loan (up to $40,000 interest-free) also closed on October 1, 2025.
Canada Greener Homes Affordability Program (CGHAP)
- Status: Rolling out through provinces and territories (2025–2026)
- Who it’s for: Low- to median-income homeowners
- Funding: No-cost home energy retrofits, delivered through local partners
- How to apply: You don’t apply through a single federal portal. Each province or territory manages its own homeowner grant application process.
Oil to Heat Pump Affordability (OHPA) Program
- Status: Open in participating regions
- Funding: Up to $10,000 upfront
- Eligibility: Homes currently heated with oil; income thresholds apply and were updated for inflation
- How to apply: Through provincial delivery partners or bundled with CGHAP in some regions.
Multigenerational Home Renovation Tax Credit (MHRTC)
- Status: Ongoing (2024+ tax years)
- Value: Up to $7,500 refundable tax credit
- Eligible work: Creating a self-contained unit for a senior or adult with a disability
- How to apply: Claimed on your income tax return using Schedule 12, line 45355.

Provincial Programs (Examples)

Ontario – Home Renovation Savings Program
- Status: Active since January 2025, with updates in late 2025
- Funding: Rebates for insulation, heat pumps, windows, and more
- Application: Online through Ontario’s energy efficiency portal
- Notes: Rebates vary by upgrade type and utility provider.
British Columbia – BetterHomesBC
- Status: Ongoing
- Funding: Stackable rebates for energy upgrades
- Income-qualified stream: Enhanced support for lower-income households
- Application: Apply through the BetterHomesBC portal.
Nova Scotia – Efficiency Nova Scotia
- Status: Ongoing
- Programs include: HomeWarming (for income-qualified homeowners) and standard efficiency rebates
- Application: Starts with an energy assessment.

Tools like GrantHub’s eligibility matcher can help you filter homeowner grant application options by province, income level, and heating type in seconds.

How the Homeowner Grant Application Process Usually Works

Most homeowner grants follow a similar structure, even if the funding source is different:

Check eligibility first
Income, province, primary residence status, and heating type are common requirements.
Apply before you renovate
Many programs will deny funding if work starts before approval.
Complete required assessments
Energy audits or pre-retrofit evaluations are often mandatory.
Submit documents on time
Missed invoices or late uploads are a common reason for rejection.
Receive rebates after completion
Some programs pay upfront, but most reimburse you after final verification.

For a broader overview of application mechanics, see Apply for Grants in Canada.

Common Mistakes to Avoid

Assuming federal grants are still open
Many homeowners still try to submit a Canada Greener Homes Grant application, even though it closed in 2025.
Starting renovations too early
Pre-approval is required for most homeowner grant programs.
Ignoring provincial options
In 2026, most funding is provincial, not federal.
Missing tax credits
Tax credits like the MHRTC don’t require pre-approval but must be claimed correctly at tax time.

Frequently Asked Questions

Q: Is there a homeowner grant application open in Canada right now?
Yes, but most open programs in 2026 are provincial or income-targeted federal programs like CGHAP and OHPA.

Q: Can I still apply for the Canada Greener Homes Grant?
No. The program is closed, and no new homeowner grant applications are being accepted.

Q: Are homeowner grants different from tax credits?
Yes. Grants and rebates usually require pre-approval, while tax credits like the MHRTC are claimed when you file your tax return.

Q: Do I need an energy audit for every program?
Not always. Energy audits are common for efficiency rebates but not required for tax credits like the MHRTC.

Q: Can I combine multiple programs?
In many cases, yes. Provincial rebates, federal affordability programs, and tax credits can often be stacked if rules allow.

GrantHub tracks 2,500+ active grant programs across Canada — check which ones match your business or household profile.

Next Steps

The best homeowner grant application path in 2026 depends on your province, income level, and heating system. Start by confirming which programs are open where you live, then apply before any work begins. GrantHub helps you see eligible federal, provincial, and local programs in one place, so you don’t miss funding that fits your renovation plans.

Homeowner Grant Application in Canada (2025–2026): What’s Open, What’s Closed, and How to Apply