Grants for Canadian Students (2025–2026): What You Can Get and How to Qualify

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Grants for Canadian Students (2025–2026): What You Can Get and How to Qualify

Paying for school in Canada is expensive. Tuition, rent, books, and food add up fast. The good news is that grants for Canadian students can cover a real part of those costs — and unlike loans, you do not pay them back. For the 2025–2026 school year alone, federal student grants offer up to $4,200 per year based on financial need.

This guide is a 2025–26 hub. It explains the main grants available, who qualifies, how much you can get, and how to apply through your province.


Core Grants for Canadian Students in 2025–2026

Most students start with Canada Student Grants. These are federal grants assessed automatically when you apply for student aid in your province or territory.

Canada Student Grant for Full-Time Students

  • Amount: Up to $4,200 per year
    (Up to $525 per month of study)
  • School year: August 1, 2025 to July 31, 2026
  • Who it’s for: Full-time students from low- and middle-income families
  • Repayment: Not required
  • How it’s assessed: Based on family income and household size

This is the most common and valuable grant for Canadian students. If you qualify, the money is applied directly to your tuition or deposited to your bank account through your provincial aid system.

Important: The temporary “doubling” of Canada Student Grants ended after the 2024–25 year. The 2025–26 amounts above are the standard funding levels.


Canada Student Grant for Full-Time Students with Dependants

  • Amount: Up to $2,240 per year per dependant
  • Who it’s for: Full-time students supporting children or other dependants
  • Stackable: Yes — this is on top of the full-time grant

If you’re a parent going back to school, this grant can significantly increase your total funding.


Canada Student Grant for Part-Time Students

  • Amount: Up to $2,520 per year
  • Who it’s for: Students taking a reduced course load
  • Income-tested: Yes

Many students assume part-time study means no grants. That’s not true. Part-time students can still qualify for meaningful, non-repayable funding.


Canada Student Grant for Students with Disabilities

  • Amount: Up to $2,800 per year
  • Who qualifies: Students with a permanent or persistent disability
  • Extra support: Additional grants may be available for disability-related services or equipment through provincial aid

You usually apply for this through your provincial student aid portal, with documentation from a qualified medical professional.


How to Apply for Grants as a Canadian Student

You do not apply for Canada Student Grants separately.

Instead, you apply through your provincial or territorial student aid system, and they automatically assess you for federal and provincial grants.

Main Application Portals

  • Ontario: OSAP (Ontario Student Assistance Program)
  • British Columbia: StudentAid BC
  • Alberta: Alberta Student Aid
  • Quebec: AFE (Prêts et bourses)
  • Other provinces: Use your provincial student aid website

When you apply, you’ll be asked about:

  • Your income (and your parents’ or partner’s income, if applicable)
  • Family size
  • Course load
  • School and program

Your school must also be on the Designated Educational Institutions list to qualify for federal funding.


Important Provincial Exceptions

Federal Canada Student Grants are not available in:

  • Quebec
  • Nunavut
  • Northwest Territories

These jurisdictions run their own grant and bursary programs instead. Students there still receive non-repayable aid, but through different systems.


Common Mistakes to Avoid

  1. Assuming you won’t qualify because of income
    Many middle-income families still qualify. The thresholds are higher than most people expect.

  2. Only looking for loans, not grants
    Grants are assessed automatically, but only if you apply for student aid at all.

  3. Missing the deadline
    Late applications can reduce your funding or delay payments into the semester.

  4. Enrolling in a non-designated program
    If your school or program is not designated, you cannot receive federal grants.


Frequently Asked Questions

Q: Are grants for Canadian students taxable?
No. Canada Student Grants are not taxable income and do not need to be reported on your tax return.

Q: Can I receive grants and loans at the same time?
Yes. Most students receive a mix of grants and loans. Grants reduce how much you need to borrow.

Q: Do mature students qualify for student grants?
Yes. There is no age limit. Eligibility is based on income, course load, and residency.

Q: Do I need good grades to keep my grants?
You must remain enrolled and make satisfactory academic progress, but grants are not merit-based.

Q: Can international students get Canada Student Grants?
No. These grants are for Canadian citizens, permanent residents, and protected persons only.


Depending on your situation, you may also qualify for:

  • Apply for Grants in Canada
  • Mitacs Grants for research and work-integrated learning
  • SSHRC Grants for graduate and academic research funding

Next Steps

Grants for Canadian students change every year, and amounts depend on your province, income, and program. If you want a clearer picture of what you qualify for in 2025–26, tools like GrantHub’s eligibility matcher can help you filter programs by province, study level, and personal situation in minutes.

GrantHub tracks 2,500+ active grant programs across Canada — including federal, provincial, and education-specific funding — so you can see what support is actually available for your path.

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