Government Grants for New Businesses in Canada (2025–2026)

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Government Grants for New Businesses in Canada (2025–2026)

Starting a business is hard enough. Finding government grants for new businesses in Canada can feel even harder, especially when programs change by province, industry, and business stage. The good news: in 2025–2026, several federal and regional programs can help cover early costs like hiring, exporting, and product development.

Below is a clear, up‑to‑date hub of the best government funding options for new businesses, what they offer, and who they are for.


Government Grants for New Businesses: What’s Actually Available

Most Canadian startup funding comes through federal programs delivered nationally or by region. True “startup grants” are rare, but many programs still work well for new businesses that are incorporated, revenue‑light, or pre‑scale.

Start With the Business Benefits Finder (Required First Step)

Before applying anywhere, use the federal Business Benefits Finder. It filters grants and funding by:

  • Province or territory
  • Industry
  • Business stage (idea, startup, growth)
  • Founder profile (youth, women, Indigenous, etc.)

It pulls from hundreds of federal and regional programs in one place. Tools like GrantHub’s eligibility matcher can do a similar job, but with added tracking and reminders across provinces.


CanExport SMEs — Up to $50,000 for Market Entry

If your new business plans to sell outside Canada, CanExport SMEs is one of the strongest federal options.

Program details:

  • Funding: $10,000 to $50,000
  • Covers: Up to 50% of eligible costs
  • Type: Non‑repayable contribution (grant if conditions are met)
  • Status: Accepting applications (2026–27 guide published)

Eligible businesses must:

  • Be incorporated in Canada
  • Employ 1–500 FTEs
  • Have an active CRA business number
  • Show a clear export plan

Eligible expenses include market research, trade shows, translation, and international marketing.


Innovative Solutions Canada (Challenge Stream)

This program helps new and early‑stage businesses test innovative solutions for real government problems.

Why it works for startups:

  • You don’t need long revenue history
  • Challenges are open to Canadian SMEs
  • Funding supports development and testing

Instead of applying with a generic proposal, you respond to a specific federal challenge call posted throughout the year.

This is one of the few federal programs designed with young and innovative companies in mind.


Canada Summer Jobs — Wage Subsidies for New Employers

If you plan to hire your first staff member, Canada Summer Jobs can reduce payroll costs.

Program details:

  • Covers up to 50% of wages for youth aged 15–30
  • Private‑sector employers must have 50 or fewer employees
  • Non‑profits may receive up to 100% of minimum wage

The 2026 intake ran from Nov 4 to Dec 11, 2025, and is now closed, but it reopens annually. New businesses should prepare early for the next cycle.


Regional Development Agencies (Often Overlooked)

Many of the best startup‑friendly programs are delivered by Regional Development Agencies (RDAs):

  • FedDev Ontario / FedNor
  • PacifiCan (BC)
  • PrairiesCan (AB, SK, MB)
  • CED (Quebec)
  • ACOA (Atlantic Canada)
  • CanNor (North)

These agencies run grants and repayable contributions for early growth, equipment, and commercialization, often with more flexible criteria than national programs.


Not a Grant — But Worth Knowing

Some programs don’t qualify as government grants for new businesses, but still matter:

  • Futurpreneur Canada: Financing and mentorship for founders aged 18–39
  • SR&ED Tax Credits: Refundable and non‑refundable credits for eligible R&D work done in Canada

Many startups combine grants + tax credits + financing in their first two years.


Common Mistakes to Avoid

  1. Waiting too long to apply
    Many programs fund future costs only. Past expenses are often ineligible.

  2. Assuming “startup” means pre‑incorporation
    Most government grants for new businesses require incorporation and a CRA number.

  3. Ignoring regional programs
    Provincial and regional agencies often approve faster than national programs.

  4. Missing reporting obligations
    Grants require proof of spending. Weak records can delay or cancel funding.


Frequently Asked Questions

Q: Are there government grants for brand‑new businesses in Canada?
Yes, but most require incorporation and a clear business plan. Programs like Innovative Solutions Canada and regional agency funding are more startup‑friendly than traditional grants.

Q: Can I get a grant without revenue?
Sometimes. Export, innovation, and hiring programs may not require revenue, but they do require a viable plan and eligible costs.

Q: Are government grants taxable in Canada?
In many cases, yes. Grants often count as business income, but related expenses are usually deductible. Always confirm with your accountant.

Q: How long does approval take?
It varies. Federal programs can take 8–16 weeks, while some regional programs move faster depending on demand and completeness of your application.


Next Steps

Finding the right government grants for new businesses depends on where you’re located, what you’re building, and when you plan to spend. GrantHub tracks 2,500+ active grant programs across Canada and helps you see which ones actually fit your business profile.

If you’re also exploring alternatives, you may want to compare grants with Angel Investors in Canada, Venture Capital in Canada, or Crowdfunding in Canada as part of your startup funding mix.

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