Accounts Receivable Insurance

Selling to international customers can open the door to growth, but the risk of delayed or missed payments often holds Canadian businesses back. Accounts Receivable Insurance from Export Development Canada is designed to give exporters more confidence when extending credit to foreign buyers, helping protect cash flow when customers are unable or unwilling to pay.

This insurance coverage supports businesses across Canada and a wide range of industries that sell goods or services outside the country. By insuring a portion of your foreign receivables, the program can reduce the financial impact of buyer default, insolvency, or political events that interfere with payment. Coverage amounts are tailored to your export activity and customer base, making it easier to pursue larger contracts or new markets without taking on excessive risk. Many businesses also use this type of protection to strengthen their borrowing position, as insured receivables can be viewed more favourably by lenders.

Accounts Receivable Insurance is generally available on an ongoing basis through EDC and can be adapted as your export sales grow or change. For Canadian businesses exploring international expansion or looking to stabilize cash flow from existing foreign customers, learning more about how this coverage works can be an important step in managing risk while supporting long-term growth.